BEACH INSURANCE HAS THE COVERAGE YOU NEED
Life happens fast, and the truth is there’s nothing more valuable than peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs as well as your budget.
Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.
Your car can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need, priced right.
Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll protect your finances.
You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it if it does.
If you’re uninsured, you’re leaving yourself vulnerable to financial catastrophe. We’ll make sure you have the protection you need at a price you can afford.
You can’t predict when your medical needs go beyond your health insurance coverage, but you can ensure you are protected. We can help you protect your assets and retirement savings.
When you rent or lease, your landlord’s insurance usually only protects the building itself — not your personal belongings. We’ll design coverage to protect you while renting.
The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you’re protected.
Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.
Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We’ll work with you to make sure owning an RV is a rewarding experience.
Second Home Insurance
Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for you.
While you’re on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage.
Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters.
Classic Car Insurance
Your prized collector car represents a real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage.
Valuable Possessions Insurance
Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of a loss.
Your off-road vehicle needs protection that’s different from what your auto or homeowners insurance can provide. We’ll help keep you and your off-road vehicle safe and secure.
High Value Homes
If you are like most financially successful individuals, you may have a great deal of wealth invested in your home. Typical homeowner’s insurance policies may not be suitable for your situation. If you have a high-value estate with expensive furnishings and valuables, you may need specialized insurance to cover your investments for damage or loss.
Business Owners Insurance
A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll provide coverage that protects your business.
Workers compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution.
Business Auto Insurance
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure.
Inland Marine Insurance
Inland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you protect your property off-site or in transit.
General Liability Insurance
No matter the size and nature of your business, there are always uncertainties. We’ll work with you to determine your business risks and we’ll put together the right package.
Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster. We’ll design some special for your business.
Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business. We’ll find the right one.
Also known as errors & omissions (E&O), professional liability insurance protects any business that gives advice, makes educated recommendations, or designs solutions for others.
Key Man Life Insurance
Key man life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company’s survival. We’ll work with you to design the coverage.
As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues.
Director & Officers Liability
Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll get you set up the right way.
Every company, regardless of size, is a potential target for white-collar crime. We’ll work with you to design insurance coverage that helps you minimize risk and protects your business from crime.
Fiduciary Liability Insurance
Fiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company’s employee benefit plan.
Cyber liability insurance protects your business against the expenses associated with a data breach. We’ll help you evaluate the data liability risks your business faces and protect you.
Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious unexpected challenges. We’ll work with you to create a custom solution.
Systems breakdown insurance covers the sudden and accidental, physical damage to equipment that requires its repair or replacement. We’ll design comprehensive coverage to for you.
At least 25 percent of businesses that close after destructive events such as floods never reopen. We’ll design a policy that will protect your business, as well as its physical contents and assets, from the damage of floodwater.
Beach Insurance Services is a fully licensed Agency listed under License#: 0C17390